Terms & Conditions

01Agreeing to these terms

You accept these terms when you do any of the following, whichever happens first: you proceed with payment for an X Capital subscription (including through the Whop checkout), you connect a trading account to X Capital, or you otherwise use the platform (the "Service"). X Capital operates commercially under the name X Capital. We may revise these terms over time and will flag any significant change by email or inside the platform.

02What the words mean

X Capital, we and us mean the company that runs the platform. You means whoever, person or business, is using the Service. Broker means the outside forex broker that holds your connected account and where your trades land, whichever supported broker that is. Account size means the total balance of your connected trading account, including any trading credit bonuses credited to it. Tier means the subscription band your account size falls into. Whop means the third-party checkout and billing platform we currently sell subscriptions through; references to Whop include any billing platform we later adopt in its place.

03What the Service does - and does not do

X Capital links to a forex account you already hold, through an API, and places trades on it following a defined strategy. What you get is the trading engine, the routing that sends orders to your broker, and the screens that let you watch what is happening. The account and every penny in it stay yours throughout.

X Capital is software only. We are not a broker, a fund, an asset manager or an investment adviser; we never hold client money or withdraw it from your account (other than the fee deducted as described in the Plans, pricing and your account size section, where that applies); and nothing on the site or in the Service is investment advice or a personal recommendation. Every trading decision and its result are yours.

04Who can use it

You must be 18 or older and legally able to enter a contract where you live. The Service is not available anywhere local law would prohibit it, and it is your responsibility to confirm that using automated trading software is permitted where you live and by your broker's own terms.

05Your broker account and our access

To run X Capital you must:

• Hold a live MetaTrader 4 or MetaTrader 5 account with a broker we support
• Give us correct login or API details for that account
• Keep the balance the system needs to operate
• Stay within your broker's own terms throughout

Supported brokers. New clients currently connect through our partner broker. Clients already connected through another broker we support - for example Vantage - may continue with that broker. We may add or withdraw supported brokers over time and will tell you if a change affects your account. These terms apply in full whichever supported broker your account is with.

Keeping those broker credentials safe is on you. We use them only to place and manage trades and to read the account's state - including verifying its size for pricing - and we never take money out or move it anywhere.

06No manual trading on connected accounts

The engine must be the only thing trading a connected account. You agree not to manually place, modify or close trades on any account connected to the software, and not to run any other automated system on it. Manual interference disrupts the strategy's risk management and is a breach of this agreement.

If you trade manually on a connected account and make a profit, those profits are payable to X Capital and we may invoice you for them. We may also suspend or disconnect the Service until the position is resolved.

You are entirely free to trade manually on accounts that are not connected to the software - open as many separate accounts as you like for your own trading. That is not a breach.

07Plans, pricing and your account size

Profit share - clients on our partner broker. There is no subscription. X Capital's fee is 20% of the profit from closed trades on your connected account, and nothing else; if there is no profit, there is no fee. By connecting your partner broker account you authorise the fee to be deducted automatically from that account at the end of each calendar month, or when you withdraw from X Capital.

Profit share - clients connected before our current broker partnership. Clients connected through another broker before the move to our current partner broker pay the same 20% share of profit, which is invoiced to them and paid separately, unless they are on a fixed monthly plan.

Existing members - fixed monthly plans. Members who activated a fixed monthly plan pay a monthly software subscription set by account size, with no performance fee. The current tiers are:

• Starter - up to £2,499 - £49.99 per month
• Core - £2,500 to £4,999 - £99.99 per month
• Growth - £5,000 to £9,999 - £149.99 per month
• Advanced - £10,000 to £19,999 - £299.99 per month
• Professional - £20,000 to £49,999 - £649.99 per month
• Elite - £50,000 to £79,999 - £999.99 per month
• £80,000 and above - bespoke, agreed directly with us

Your account size is your connected account's total balance including any trading credit bonuses. On a fixed monthly plan there is no performance fee and no charge calculated from your trading profits; on either basis there are no setup, data or exit charges. If your account size moves into a different band, your subscription moves to the matching tier: you must tell us about account size changes - including whenever you deposit more funds - by messaging WhatsApp so we can move you to the correct plan. Where your band changes, your subscription price is updated from the next billing date. If you do not tell us and your account has moved tiers, we may disconnect the Service until you are on the correct tier. We may change tier prices prospectively; any change will be announced in advance and will not apply retrospectively to fees you have already paid.

08Accurate account size

Your subscription must match your real account size. We may verify the size you declared against the connected account at any time. If what you declared does not match the account - including because credit bonuses were left out - the system may not mark you as subscribed, and we may suspend or disconnect the Service until you are on the correct tier and any shortfall is settled. Persistently or deliberately misstating your account size is a breach of these terms.

Fair use and suspicious activity. Your money is yours, and withdrawing profits regularly is completely fine - plenty of clients take a set amount each month as income and run their accounts exactly that way. What is not allowed is arranging your deposits, withdrawals, accounts or any other activity so as to avoid paying what these terms provide for. That includes, without limitation: structuring balances around billing dates to sit under a tier threshold, splitting funds across accounts to stay in lower bands, misdescribing an account, or any other arrangement whose purpose or effect is to reduce what you pay or to get around these terms.

Whether activity counts as suspicious is judged by us, at our discretion, in the context of the account's history. The same behaviour can be entirely legitimate on one account and manipulative on another - a withdrawal routine a client has always run is normal; the same routine appearing only once subscriptions were introduced may not be. Where we judge activity suspicious we may ask you about it, move you to the correct tier, charge any difference, and suspend or terminate your access. We assess account size across the billing period, not only on the billing date - typically using your average balance over the period - so a balance that regularly sits in a higher band is priced from that band, and dipping under a threshold just before renewal changes nothing.

09Billing, cancellation and refunds

Subscriptions are billed monthly in advance through Whop, which handles the checkout, your receipt, and subscription management. You can manage or cancel your subscription at any time through Whop. Cancelling stops future billing; your access runs to the end of the period you have paid for, and the current period is not refunded for the unused part unless the law requires otherwise. Nothing in these terms affects any statutory rights that cannot be excluded.

What happens when you cancel. Your account is only monitored and managed while your subscription is active. When a subscription ends - because you cancelled, a payment failed or we ended access under these terms - your account is disconnected and any trades the software still has open on it are closed automatically, whatever the market is doing at the time. If that happens during a drawdown, open losses are realised at the point of closure and the impact on your account can be significant. If you want your account monitored and open trades managed through to their close, stay subscribed.

Leaving? Tell us first. You are free to leave whenever you like, but the proper way to go is to message us on WhatsApp before you cancel. With notice, we can manage your account in anticipation of you leaving - winding down exposure and letting open trades reach their close - so that everything is shut properly by the time access ends. Cancelling through Whop alone gives us no warning: we do not know you are going, your account is simply disconnected when your paid period ends, and whatever is open at that moment is closed at market as described above. A quick message first costs nothing and protects your account.

Discounted and promotional rates. A discounted, promotional or legacy rate belongs to your current, uninterrupted subscription. If you cancel, you may lose that pricing permanently: should you return, you may need to rejoin at the latest available price for your tier, and we are not obliged to reinstate a rate you gave up.

The subscription is never pulled from your broker account. We do not keep your card details; Whop and its payment providers hold those under their own security rules. If a payment fails or is not made, your access can be removed until an active subscription is in place.

Tier changes take effect from your next billing date. If your account's balance moves into a different band mid-cycle - through deposits, withdrawals, credited bonuses or sustained trading performance - tell us on WhatsApp and your subscription moves to the matching tier from the next billing date. Moving up a band does not trigger an extra mid-cycle charge, and moving down does not create a partial refund. Short-lived swings from open trading do not change your tier. If a band change goes unreported, the Accurate account size section applies: we may charge the difference from the date the band changed and may disconnect the Service until the tier is corrected. Activity arranged to avoid the correct tier, or otherwise to get around these terms, is dealt with under the Accurate account size section and can lead to termination.

Billing currently runs through Whop, but we may add or change billing platforms and payment methods over time - for example another checkout provider, card payments or bank transfer - and we will tell you before anything changes for you. Changing platform does not cancel what you owe: any amounts due under these terms remain payable, and we may invoice you for them directly, including by bank transfer.

10How X Capital earns

We earn in two ways: what you pay us - a 20% share of new profit if you are on the profit-share basis, or your monthly subscription if you are on a fixed monthly plan - and a volume-based rebate the broker pays us on trading that goes through the platform. The rebate comes from the broker, not from your account. On a fixed monthly plan we take no share of your trading profits.

11Trading risk

Forex and automated trading can lose you money, and you take on those risks as described in our Risk Disclosure. Drawdowns are a normal part of trading, returns vary, and past performance does not guarantee future results. Only ever trade with capital you can afford to lose.

12Availability of the Service

The engine is built to trade 24/5, but the Service depends on things outside our full control: your broker, the MetaTrader platform, hosting infrastructure, data feeds and market conditions. We may also pause or reduce trading through the engine's built-in risk controls, and we may take the Service down briefly for maintenance. We do not promise uninterrupted or error-free operation.

13Things you must not do

You agree not to:

• Take the Service apart, decompile it, or try to lift its source code
• Resell, sub-license or pass on the Service or what it produces
• Use it to build something that competes with it
• Manually trade, or run any other automated system, on an account connected to the software
• Connect more than one trading account to a single subscription, or run a larger account on a plan priced for a smaller one
• Use it for anything illegal, dishonest or abusive
• Disrupt how it runs, its security, or other people's access
• Hand your access to someone else, or run it for a third party, without our written go-ahead

14Who owns the platform

The X Capital software is owned by X Capital - together with the X Capital name, look and content. For as long as your subscription is active and your account stays connected, you have a limited, personal, non-transferable permission to use the Service that we can withdraw. Nothing more is granted.

15No warranties

The Service comes "as is" and "as available". So far as the law allows, we give no warranties of any kind, whether of merchantability, fitness for a purpose, non-infringement, or anything implied by how we have dealt before or by industry custom. We do not promise it will run without interruption, stay perfectly secure, be free of errors, or produce the results you are hoping for.

16Cap on liability

To the fullest extent the law permits, the most X Capital can be liable for on any claim connected to the Service is the total you paid us in the twelve months before that claim. We are not liable for indirect, incidental, special, consequential or punitive losses, among them lost profit, trading losses, lost revenue, lost data or harm to reputation, even if we were warned they might happen. None of this removes liability that cannot legally be removed, such as for fraud or for death or injury caused by our negligence.

17Covering our costs

If a claim, loss or expense arises because of how you used the Service, your trading, your breach of these terms, or your breaking any law or someone else's rights, you agree to cover us, our operators and our affiliates for it.

18Non-disparagement

You agree not to make defamatory or disparaging remarks about X Capital, its products, services, customers, suppliers, investors or employees, and not to make maliciously false statements about the company. This does not stop honest reviews or fair criticism - it covers lies and malice.

19No poaching

Each of us agrees that, for the duration of this agreement and after it ends, neither will directly or indirectly employ or engage - as employee or contractor - nor solicit the employment of the other's employees, clients or contractors who are or were connected with, or came into contact with, the other as a result of this agreement.

20Ending access

We can pause or end your access, with or without warning, if you break these terms - including misstating your account size - if your subscription lapses or payment fails, or if you behave in a way we consider damaging to the Service, to other users, or to us. You can leave whenever you like by cancelling through Whop and disconnecting your account - but tell us before you do, so your account can be wound down properly rather than cut off mid-trade. When access ends, your right to use the Service stops at once: your account is disconnected and any trades the software still has open on it are closed automatically, whatever the market is doing at the time - during a drawdown this realises open losses, as the Billing, cancellation and refunds section explains. Anything meant to outlast termination, including liability, the cost-covering clause and ownership, carries on.

21Changes to these terms

We can change these terms at any time. The "Last updated" line above shows when they were last revised, and we will tell you about anything significant by email or in the platform. Carrying on with the Service after a change takes effect means you accept the new version.

22Governing law and jurisdiction

The governing law for these Terms and the courts or forum that will hear any dispute are still to be confirmed for X Capital's place of registration and will be completed before launch. Until that is finalised, nothing here should be read as choosing the law or courts of any particular country.

23Company details

• Operator: X Capital
• Registered address: IFZA Properties, Dubai Silicon Oasis, Dubai, United Arab Emirates
• Licence number: 87940 (IFZA)
• Website: aceautomation.io
• Support: WhatsApp
• Support: WhatsApp

24Questions

Anything unclear in these terms, message WhatsApp before you subscribe.